Employees do not have to overpay for health care they need. Mack knows your existing plan inside and out. He guides employees to know all their options and make better decisions.
Innovative plans empower your employees with better health care options at lower rates. Our employers LOVE their customized health insurance strategy, and so do their employees.
A robust wellness program that also provides quick & easy access to your health insurance information. Doable Wellness is included for all companies that utilize HCap Strategy Insurance.
This program is also accessible to employees who are not enrolled.
Our affordable group health insurance packages provide complete health care solutions across all categories. From comprehensive medical coverage to dental insurance integration, we ensure access to quality provider networks and essential care services. Our team helps navigate patient protection requirements while maximizing available benefits and coverage options.
As an experienced insurance company, we understand how to optimize health insurance coverage for every situation. We help clients find extra savings through strategic plan design, appropriate job-based coverage selection, and efficient benefit structuring. Our focus remains on delivering affordable group health insurance that provides real value.
Our dedicated team helps businesses and individuals understand their health insurance options and benefits packages. We provide comprehensive support for all your group health insurance needs, from managing medical expenses to maximizing tax advantages. Our expertise ensures you get the most value from your insurance investment.
We offer a variety of health insurance plans tailored to meet the needs of small to medium businesses, individuals, and families. Our plans include traditional health insurance with flexible coverage options and innovative HealthShare programs. Whether you need comprehensive group coverage for your employees or individual plans with customizable deductibles and premiums, we have solutions to fit your budget and healthcare needs.
Yes, HCap Strategy’s vision is “Employers with Happier, Healthier Employees that are Growing their HSAs by Increasing their Healthy Behaviors and Decreasing their Risk Exposure. Our Insurance + HealthShare plan typically adds annually $1,200 for employee only, $1,860 for employee + spouse and $2,700 for employee + family. That is your money to use as you see fit for qualifying health expenses!
We are proud to partner with Health Equity for our Health Savings Accounts.
HealthShare programs are a community-based alternative to traditional health insurance. Members contribute monthly to a shared pool of funds used to cover eligible medical expenses for the community. These programs emphasize shared responsibility and mutual support, resulting in lower monthly costs and less out of pocket during a medical event than compared to traditional insurance. HealthShare options are designed to provide cost-effective solutions for individuals and families. With HCap Strategy, a HealthShare can be combined with traditional health insurance providing the best of both worlds.
Yes, most of our plans don’t have any network restrictions, giving you the flexibility to choose the doctors, specialists, and hospitals you prefer.
Our dedicated team is here to support you and your employees every step of the way. Whether you have questions about selecting the right plan, understanding your benefits, or managing your coverage, we offer personalized assistance to ensure you have a smooth experience. You can reach us by phone, email, or through our website’s contact form for prompt and helpful responses to your inquiries.
